REALTOR®

REALTOR®

Heather Estes

Visalia, CA

Female, 27

I am a full-time REALTOR® under the state of California. I specialize in home buyers and am passionate about sharing the importance for everyone (especially young people) to become credit worthy. Many see home-ownership as something unattainable, or something to do when their in their 30's, married and with kids. While it might be one of the most expensive purchases in our lifetime the process itself is not as daunting as it's made out to be. With the right information anyone can own a home!

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Last Answer on April 03, 2015

Best Rated

Have you ever talked someone out of buying a property and suggested renting instead simply because you didn't think it would have been a responsible financial decision for them?

Asked by Karyn about 5 years ago

No, I can't say that I have. When someone comes to me to buy a home I have them meet with a lender to assess their ability to purchase. The lender will show them the numbers and the buyer decides if they will be manageable. If the lender approves them we go house shopping. I don't look too far into their private lives. I know where they work and how much they can afford, it's really hard for me to tell (unless I know them personally) if buying would a bad choice. Also, in my market it's almost always more affordable to buy than to rent so the struggle usually comes in the form of lender approval for the loan, not the ability to pay the mortgage. But if the market I worked looked different, of course I would. It is in our code of ethics to ensure we help our clients make the best choices, even when they don't benefit us as agents in the slightest. Turning down a buyer or seller is a loss in the wallet but a win in reputation and a good reputation goes a lot further than a paycheck in my book.

Thank you for the awesome question Karyn!

Are websites like Trulia and Streeteasy taking business away from realtors? Like do you see them as a threat or benefit?

Asked by redfoot about 5 years ago

Good question!

In an age where everything is done on the web I really don't see them as a direct threat. It does make my job harder though. These companies harness leads through their site (taking away traffic from our sites) and then charge us for rights to get these leads. But it's just how things work now and that just means I need to try that much harder to be the agent of choice in my area.

If a home is put on the market for $1 Million and I agree to pay that asking price, what's my approximate out-of-pocket purchase price going to be after all the fees and taxes involved?

Asked by Mr.F about 5 years ago

Are you paying cash? Are you financing all or part of this purchase? What rate did you secure? What state do you live in? What county? What does your lender charge in fees? What inspections are you paying for?

Unfortunately, it's not cut and dry. Every purchase is unique and tailored to each property, client, and market. If you're serious about purchasing property I would suggest speaking with a local agent in your area.

What's your best advice about how to predict the direction of the housing market?

Asked by Ruth almost 5 years ago

 

I assume you're not always out showing apartments and houses. What's a day like at the real estate office?

Asked by Lagerfeld almost 5 years ago

 

Are cities where real estate prices are higher automatically more desirable to work in for realtors, because the commission is higher?

Asked by Mike almost 5 years ago